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Background Checks

Explained

Background checks

We do not accept credit reports submitted by applicants.


We pull credit, criminal, and eviction background checks through our software vendor which is connected with Experian but that is subject to change.


The two other credit reporting agencies may have higher or lower scores but we don't consider those scores.


This is a "hard inquiry" on your credit. If that is not acceptable, do not submit a rental application.


 

Bankruptcy

  • We do not accept applicants with an open bankruptcy.

  • We do accept closed bankruptcies with proof that the bankruptcy has been closed. Proof must be an official letter from the court or attorney involved in the case.


 

Charge-off

A charge-off is defined as a debt that has been written off by the creditor due to non-payment.

  • Charge-offs over two years old do not affect qualification and security deposits.

  • Applicants with any charge-off within the last two years are eligible for approval subject to an additional half month deposit.


 

Criminal history

We conduct criminal background checks for all applicants. Individuals with a history of criminal activity will be denied.


Please note that this requirement does not guarantee or represent that current residents of our homes and apartments have not been convicted of, or are not subject to deferred adjudication for, a felony or sex offense requiring registration under applicable law.


There may be residents who lived in one of our properties prior to the implementation of this requirement or prior to our management of the property. Additionally, our ability to verify this information is limited to the data provided by the background services we utilize at the time the background check is conducted.


 

Eviction history

Applicants are automatically declined if any eviction activity is found on the background check, regardless of the date, judgment results, or judgment amount.


That means if an eviction has been filed against you, your application will be declined even if the case was dismissed.


This does not apply to a current tenant who initially qualified, is in good standing, requested a transfer and new info was found on their background.


 

Outstanding debit to previous landlords

Any outstanding debt to a landlord at the time of the initial background check is an automatic decline.


Paying off the balance will not result in approval but we need a letter from the previous landlord to document that the debit was paid in full and not at a discounted rate.

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